States ranked by average annual family health insurance premium

Florida employees with employer-sponsored health insurance paid the highest average annual family premiums in 2022, while Hawaii employees had the lowest premiums, according to new data published by KFF and sourced from the Agency for Healthcare Research and Quality.

The figures listed only reflect employee contributions to their total annual premium and not their employer's contribution. The national employee contribution on average for family premiums was $6,492 per year. To see the states where employers pay the highest annual premiums per employee, click here.

States ranked by average family insurance premium per year:

Florida: $7,734

North Carolina: $7,643

Delaware: $7,593

Texas: $7,579

Georgia: $7,529

Mississippi: $7,416

Idaho: $7,219

Arizona: $7,202

Maryland: $7,121

Pennsylvania: $7,110

Virginia: $7,081

South Carolina: $6,963

Colorado: $6,903

New Hampshire: $6,877

Nebraska: $6,857

Alaska: $6,807

California: $6,755

Vermont: $6,736

Tennessee: $6,693

South Dakota: $6,604

Iowa: $6,559

Kentucky: $6,554

Maine: $6,546

West Virginia: $6,532

North Dakota: $6,359

Alabama: $6,300

Connecticut: $6,299

Rhode Island: $6,290

Louisiana: $6,252

New Mexico: $6,250

Wyoming: $6,235

District of Columbia: $6,234

New Jersey: $6,212

Indiana: $6,105

Arkansas: $6,099

Oregon: $6,071

Montana: $5,960

Utah: $5,922

Missouri: $5,894

Minnesota: $5,878

Massachusetts: $5,875

New York: $5,693

Illinois: $5,653

Nevada: $5,649

Kansas: $5,638

Wisconsin: $5,637

Oklahoma: $5,514

Ohio: $5,336

Michigan: $5,195

Washington: $5,125

Hawaii: $4,931

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